What's the range for a "good" or "excellent" credit score?

Here are the general credit score ranges:

• Excellent credit: 750-850
• Very Good credit: 700-749
• Good credit: 650-699
• Fair credit: 550-649
• Poor credit: Below 550

According to FICO, credit scores above 700 are generally considered good to excellent credit. 720 and above is favorable for receiving the best interest rates from lenders.

Some key things to consider for a "good" score:

• Pay all bills on time to maintain positive payment history
• Keep credit utilization below 30% on all accounts
• Have a mix of credit types like credit cards, auto loans, mortgages
• Limit new credit applications to minimize hard inquiries

Having no late payments is key. But utilizing credit responsibly also demonstrates lower risk. Monitoring your score over time can help you stay in the "good" range.