Will checking my score through this app affect my actual credit score?

No, checking your credit score through our app will not affect or hurt your actual credit score in any way.

When you access your score in our platform, it is a "soft inquiry" which does not impact your credit report or score. Soft inquiries allow you to view your credit information without any penalties.

On the other hand, a "hard inquiry" typically occurs when applying for new credit, and can temporarily impact your score (check out our Credit Score lessons in Learning!). But monitoring your credit score, such as through our app, only results in soft inquiries that don't affect your actual credit standing.

So feel free to check your score as often as you like through our app! It's a great way to monitor your credit without any downsides.